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Month: June 2016

Inertia

Inertia

It’s been an expensive few months. I want to preface this article by acknowledging that I’m speaking from a position of privilege. I still have my salaried job, where I get to do interesting work with great people. My wife and I are debt free! Our income covers our expenses, and our net worth is steadily increasing from year to year. We are not in a bad place. That said, it’s been a rough few months. I posted a while ago about…

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The Judgment Trap

The Judgment Trap

Your finances should be in better shape than they are. You ought to be spending less. You need to be saving more. Do any of these statements sound familiar? Should, ought, need. These are all terms that indicate value judgments. When reviewing your finances, it’s easy to fall into the judgment trap. Instead of objectively evaluating your balance sheet, these value statements come into play. As soon as the mindset shifts from “this is the state of my finances” to…

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