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Month: May 2016

Chase Your Own Goals

Chase Your Own Goals

If you are a financially savvy person, you already know to take advantage of the employer match on your 401K. You’ve created a budget, and set up an emergency fund. But you’re here, which means that you probably still scour the Internet daily, looking for anything other than listicles with advice like, “give up your daily latte” and “buy in bulk” to keep you pushing forward in your goals for your finances. The financial blogging community is a—wait for it—wealth…

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You Have to be Ready to Spend It

You Have to be Ready to Spend It

The sad reality for savers is that emergency funds exist to be spent. I missed last week’s post! There was a draft written, I felt good about what I was getting into, and then our dog got sick. Well, he had been sick, but he took a turn for the worse. After a few days of seeming ill, we took him in to see his normal veterinarian, who suspected pneumonia and prescribed medication that seemed to clear up his symptoms….

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The Benefits of a Guilt-Free Spending Allowance

The Benefits of a Guilt-Free Spending Allowance

My wife and I give ourselves an individual, guilt-free spending allowance as part of allocating the funds of each paycheck. Before we combined our finances, my only strategy was to save as much money as possible. So, I didn’t have any sort of entertainment budget. There were times I missed out on trips or nights out with friends, and I didn’t pursue hobbies that gave me joy, but seemed like they could get expensive. And if I did spend anything,…

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Gratitude – The Key to Enjoying Life Between Paychecks

Gratitude – The Key to Enjoying Life Between Paychecks

Sarah Noelle over at The Yachtless recently posted an article that really resonated with me. She talked about something that I’m very familiar with: her tendency to live for the next paycheck. “… what I currently seem to be living for is a specific four-minute stretch of time that occurs at my dining room table, in front of a pixelated screen, twice a month. A four-minute stretch of time that is followed by what feels like the longest two weeks…

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