Action

Action

“Action alleviates anxiety” Though most well-known to those in addiction recovery, this phrase has recently become something of a mantra for me. My general anxiety has increased lately. Work has been more stressful and we still don’t have Eddie’s health issues figured out. Thanks to counseling and some of the tools I’ve learned from it, I’m not falling apart. But I am letting my work stress follow me home more often and I’m finding my anxiety ramping up unnecessarily.  …

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Inertia

Inertia

It’s been an expensive few months. I want to preface this article by acknowledging that I’m speaking from a position of privilege. I still have my salaried job, where I get to do interesting work with great people. My wife and I are debt free! Our income covers our expenses, and our net worth is steadily increasing from year to year. We are not in a bad place. That said, it’s been a rough few months. I posted a while ago about…

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The Judgment Trap

The Judgment Trap

Your finances should be in better shape than they are. You ought to be spending less. You need to be saving more. Do any of these statements sound familiar? Should, ought, need. These are all terms that indicate value judgments. When reviewing your finances, it’s easy to fall into the judgment trap. Instead of objectively evaluating your balance sheet, these value statements come into play. As soon as the mindset shifts from “this is the state of my finances” to…

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Chase Your Own Goals

Chase Your Own Goals

If you are a financially savvy person, you already know to take advantage of the employer match on your 401K. You’ve created a budget, and set up an emergency fund. But you’re here, which means that you probably still scour the Internet daily, looking for anything other than listicles with advice like, “give up your daily latte” and “buy in bulk” to keep you pushing forward in your goals for your finances. The financial blogging community is a—wait for it—wealth…

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You Have to be Ready to Spend It

You Have to be Ready to Spend It

The sad reality for savers is that emergency funds exist to be spent. I missed last week’s post! There was a draft written, I felt good about what I was getting into, and then our dog got sick. Well, he had been sick, but he took a turn for the worse. After a few days of seeming ill, we took him in to see his normal veterinarian, who suspected pneumonia and prescribed medication that seemed to clear up his symptoms….

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The Benefits of a Guilt-Free Spending Allowance

The Benefits of a Guilt-Free Spending Allowance

My wife and I give ourselves an individual, guilt-free spending allowance as part of allocating the funds of each paycheck. Before we combined our finances, my only strategy was to save as much money as possible. So, I didn’t have any sort of entertainment budget. There were times I missed out on trips or nights out with friends, and I didn’t pursue hobbies that gave me joy, but seemed like they could get expensive. And if I did spend anything,…

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Gratitude – The Key to Enjoying Life Between Paychecks

Gratitude – The Key to Enjoying Life Between Paychecks

Sarah Noelle over at The Yachtless recently posted an article that really resonated with me. She talked about something that I’m very familiar with: her tendency to live for the next paycheck. “… what I currently seem to be living for is a specific four-minute stretch of time that occurs at my dining room table, in front of a pixelated screen, twice a month. A four-minute stretch of time that is followed by what feels like the longest two weeks…

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What Stories Are You Telling Yourself?

What Stories Are You Telling Yourself?

I lie to myself about money and food more often than I do about anything else. About two years ago we moved to a house where there is a McDonald’s just around the corner, at the end of the street. Growing up, McDonald’s was a treat for me. I remember my first Big Mac. I remember the joy of dipping McNuggets in little white cartons of honey. I still love their sausage egg biscuits. Moving into a place where McDonald’s…

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Letting Go of the Pursuit of Security

Letting Go of the Pursuit of Security

At the end of 2015, I sat down and did a big year-end reflection. I have this article by Dr. Margee Kerr to thank. The short version: Resolutions don’t work because they force us to look at our shortcomings and failures. This focus on negative factors kills our motivation to do better. Instead, a healthier approach is to list successes and then, when focused on times we’ve been awesome, to list out our fears. “Why make a list of fears…

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